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Is my plan worth it?

Flat-fee plans are a great deal for some usage levels and a bad one for others. Pick your plan and how hard you use it — see the API-equivalent value next to the fee.

Plan fee (what you pay)

$100/mo

API-equivalent value

≈ $108/mo

Value ÷ fee

1.1×

At this usage you’d use 1.1× the plan’s price in API-equivalent value — the plan is a good deal. Keep it.

Estimate assumes ~24M input + 6M output tokens/month priced on Claude Sonnet 5 list rates. Your real mix differs — the free scan measures it exactly.

The honest framing: API-equivalent value is what the same tokens would cost at API list prices. It is not cash backand not money you “saved” — you pay the flat fee either way. It only tells you whether the plan is the right instrument for your usage.

How do I know if my Claude Max or ChatGPT Pro plan is worth it?

Price your actual token usage at API list rates and compare it to the flat fee. If the API-equivalent value of a month's usage exceeds the fee, the plan pays for itself; if not, pay-as-you-go or a smaller plan would likely cost less. This calculator estimates it from your usage level; a 60-second local scan measures it exactly.

Is the difference money I save?

No — it's API-equivalent value: what the same tokens would have cost at API list prices. You pay the flat fee either way; the comparison only tells you whether the plan is a good deal for your usage, never that cash came back to you.

Can I measure this exactly instead of estimating?

Yes. Tokenokio's free scan reads your local Claude Code / Codex logs (nothing leaves your machine), prices your exact token counts, and shows each plan's API-equivalent value against its fee.

Stop estimating — measure it

The free scan prices your exact usage from local logs in 60 seconds. Nothing leaves your machine.

Scan my real usage